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Grants for furniture and beds

No single national furniture grant — but council welfare funds, charities like Turn2us and Buttle UK, and reuse networks help with beds, sofas and white goods.

Written by the benefitmoney.co.uk editorial team · Last reviewed 10 September 2026

There is no single national grant for furniture, but there is real help — and it is worth trying it in order, cheapest first. Start with your council’s welfare fund, then charitable grants, then low-cost reuse, and only then borrowing.

1. Your council’s welfare fund (a grant)

Most local welfare help is a grant you never repay. In England it is the Crisis and Resilience Fund; in Wales the Discretionary Assistance Fund’s Individual Assistance Payment (beds, sofas, white goods); in Scotland the Scottish Welfare Fund’s Community Care Grant; in Northern Ireland, Discretionary Support. Find your council.

2. Charitable grants

Many of these need a referral from a caseworker, support worker or Citizens Advice — ask whoever is helping you to make it.

3. Low-cost reused furniture

Not grants, but far cheaper than new: the Reuse Network links around 250 furniture-reuse charities, and British Heart Foundation, Emmaus and the St Vincent de Paul Society sell good second-hand furniture and white goods. If you rent from a housing association, ask — many run their own furniture schemes for tenants.

4. If you still need to borrow

An interest-free Budgeting Advance or Budgeting Loan comes before any commercial credit; a credit union is the cheapest borrowing after that. A broken appliance specifically has its own routes — see white-goods grants.

Frequently asked questions

Is there a grant for furniture?

There is no single national grant, but your council’s welfare fund (a grant), charities such as Turn2us, Buttle UK and Family Fund, and reuse charities can all help — try them cheapest first.

How do I apply for a charity grant?

Many need a referral from a support worker, caseworker or Citizens Advice. Turn2us has a free grant search you can use yourself.

Where can I get cheap second-hand furniture?

The Reuse Network lists around 250 reuse charities; British Heart Foundation, Emmaus and the St Vincent de Paul Society also sell affordable used furniture and white goods.

What if I need a fridge or cooker?

See white-goods grants — there are specific routes for broken appliances, including council schemes and charities.

This page is independent. It is not run by the DWP or GOV.UK, and we are not a lender. Charity programmes open and close — the organisations named above hold the current position.