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Which number to call, and for what

Two DWP lines, different hours, and they do not cover for each other. Plus the number that does not exist.

Written by the benefitmoney.co.uk editorial team · Last reviewed 15 September 2026

A red telephone box at night

There are two DWP phone lines that matter for the help on this site, and they do not cover for each other. Which one you call depends on which benefit you are on — not on what you are asking for.

There is no Budgeting Advance phone numberPeople search for one every month. It does not exist. A Budgeting Advance is applied for through your Universal Credit journal, your work coach, or the general Universal Credit helpline below.

Every number on one page

All of these are freephone numbers. A British Sign Language video relay service is available on each line.

LineNumberOpenOther ways to call
Universal Credit helpline0800 328 5644Monday to Friday, 8am to 6pmWelsh 0800 328 1744 · Relay UK 18001 then 0800 328 5644
Social Fund Enquiry Line — Budgeting Loans0800 169 0140Monday to Friday, 10am to 3pmWelsh 0800 169 0240 · Relay UK 18001 then 0800 169 0140
DWP Debt Management — money you owe0800 916 0647Monday to Friday, 8am to 7:30pmRelay UK 18001 then 0800 916 0647 · from abroad +44 (0)161 904 1233
Jobcentre Plus — existing ESA or JSA claim0800 169 0310Monday to Friday, 8am to 5pmWelsh 0800 328 1744
New Style ESA or JSA — new claims0800 055 6688Monday to Friday, 8am to 5pmWelsh 0800 328 1744 (ESA), 0800 012 1888 (JSA)

Checked against GOV.UK on 14 September 2026. Numbers change — the GOV.UK pages linked at the foot of this page are always the current position.

Budgeting Advance phone number: there is no separate line

There is no separate Budgeting Advance line. A Budgeting Advance is requested through your Universal Credit journal or your work coach; if you need to speak to someone, it is the ordinary Universal Credit helpline: 0800 328 5644, Monday to Friday, 8am to 6pm (Welsh 0800 328 1744, Relay UK 18001 then 0800 328 5644). The Social Fund line below is for Budgeting Loans on legacy benefits, not for advances — it cannot take a Budgeting Advance request.

How a Budgeting Advance works · If yours was refused

If you are on Universal Credit

Universal Credit helpline

Budgeting Advance · deductions and hardship · anything about your claim

0800 328 5644
Welsh language 0800 328 1744 Relay UK, if you cannot hear or speak on the phone 18001 then 0800 328 5644

Monday to Friday, 8am to 6pm. A British Sign Language video relay service is also available. Calls to 0800 numbers are free from landlines and mobiles.

Before you phone: most things go faster through your online journal, and a journal message is a written record. Use the phone when you need a decision today, or when the journal has gone unanswered.

Source: GOV.UK — Universal Credit: Contact. Checked 10 September 2026.

If you are on Income Support, income-based JSA, income-related ESA or Pension Credit

Social Fund Enquiry Line

Budgeting Loan · form SF500 · changing an application you have already made

0800 169 0140
Welsh language 0800 169 0240 Relay UK 18001 then 0800 169 0140

Monday to Friday, 10am to 3pm. Five hours a day — much shorter than the Universal Credit line. A British Sign Language video relay service is also available.

The mistake that wastes the most timeCalling the Universal Credit helpline about a Budgeting Loan, or the Social Fund line about a Budgeting Advance. Neither can help with the other’s product. If you are on Universal Credit you cannot get a Budgeting Loan at all — apply for a Budgeting Advance instead.

Source: GOV.UK — Budgeting Loans: How to apply. Checked 10 September 2026.

The Budgeting Loan phone number

There is no separate Budgeting Loan line. The number is the Social Fund Enquiry Line, 0800 169 0140, open Monday to Friday, 10am to 3pm. In Welsh it is 0800 169 0240, and through Relay UK it is 18001 then 0800 169 0140.

Know what the line can and cannot do before you ring it. You cannot apply for a Budgeting Loan over the phone. You apply online, or on paper form SF500 — and if you ask for the paper form by phone, allow seven days for it to arrive. What the line is for is changing an application you have already made, and asking for that form.

If you get Universal Credit, New Style Jobseeker’s Allowance or New Style Employment and Support Allowance, a Budgeting Loan is not the right thing to ask for at all — the equivalent is a Budgeting Advance, and it is applied for through your Universal Credit account or the Universal Credit helpline.

How long a Budgeting Loan takes

This is the question most people ring the line to ask, and GOV.UK publishes the answer.

StageApplied onlineApplied by post
Decision7 days by text or email, 21 days by letterWithin 21 days
Money paid, after you acceptWithin 7 days of accepting onlineWithin 21 days of your acceptance arriving

If you are refused, or you are offered less than you asked for, you can ask for the decision to be looked at again. Do it within 28 days of the date on the decision letter, and include your name, National Insurance number, address, phone number and why you disagree. If the second decision still looks wrong, you have another 28 days to ask the Independent Case Examiner to review it.

The Income Support phone number

People still search for this, so it is worth saying plainly: you can no longer make a new claim for Income Support. New claims go to Universal Credit instead, on 0800 328 5644.

If you are still receiving Income Support and need to report a change, the route is your local Jobcentre Plus rather than a single national number — GOV.UK points to its office finder for the direct line. If what you are actually calling about is money being taken off your payments, that is DWP Debt Management on 0800 916 0647.

If you are repaying an old loan and no longer on benefits

When you stop claiming, repayment of a Budgeting Loan, Budgeting Advance or old Crisis Loan moves to DWP Debt Management, which writes to you. Use the contact details on that letter — they are specific to your case and we do not reproduce a general number here.

If you are still on Universal Credit and want a deduction reduced, that is a financial hardship request through your journal, your work coach or the Universal Credit helpline above. How that works.

Help from your council

There is no national number. The Crisis and Resilience Fund in England, the Scottish Welfare Fund, the Discretionary Assistance Fund in Wales and Discretionary Support in Northern Ireland are all reached through the council or nation that runs them.

  1. Start from GOV.UK’s page Get help with the cost of living from your local council↗ and follow it to your council.
  2. On the council’s site, search “crisis”, “welfare assistance” or “household support”.
  3. If there is no form, phone the council’s main switchboard and ask for the local welfare or crisis support team by name.

What the council scheme covers, and why it does not affect your benefits

Before you call any of them

Frequently asked questions

Is there a Budgeting Advance phone number?

No. There is no dedicated number. You apply through your Universal Credit journal, your work coach, or the Universal Credit helpline on 0800 328 5644.

Which number do I call for a Budgeting Loan?

The Social Fund Enquiry Line on 0800 169 0140, Monday to Friday, 10am to 3pm. Welsh language: 0800 169 0240.

I am on Universal Credit — can I call the Social Fund line?

You can, but they cannot help. Budgeting Loans are not available on Universal Credit. Ask for a Budgeting Advance through your journal or the Universal Credit helpline instead.

Are the calls free?

Yes. 0800 numbers are free from UK landlines and mobiles.

What are the opening hours?

Universal Credit helpline: Monday to Friday, 8am to 6pm. Social Fund Enquiry Line: Monday to Friday, 10am to 3pm.

Is there a number for the Household Support Fund or Crisis and Resilience Fund?

No national one. Each council runs its own scheme. Start from GOV.UK’s council page and follow it to yours.

Sources

  1. GOV.UK — Universal Credit: Contact↗ (helpline, Welsh language and Relay UK numbers; hours). Checked 15 September 2026; GOV.UK page last updated 17 October 2024.
  2. GOV.UK — Budgeting Loans: How to apply↗ (Social Fund Enquiry Line numbers and hours). Checked 14 September 2026; GOV.UK page last updated 11 February 2025.
  3. GOV.UK — Budgeting Loans: After you apply↗ (decision and payment times, reconsideration and Independent Case Examiner deadlines). Checked 14 September 2026; GOV.UK page last updated 11 February 2025.
  4. GOV.UK — Repay and manage benefit money you owe↗ (DWP Debt Management number, hours, Relay UK and the number from abroad). Checked 14 September 2026; GOV.UK page last updated 26 November 2024.
  5. GOV.UK — Income Support↗ (that new claims are closed). Checked 14 September 2026; GOV.UK page last updated 9 September 2026.
  6. GOV.UK — Get help with the cost of living from your local council↗. Checked 10 September 2026.

This page is independent. It is not run by the Department for Work and Pensions or GOV.UK. The numbers above are DWP lines, published on GOV.UK; we are not able to answer questions about your claim.